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Apply now for poinz credit cards to benefit from the offer
Apply for free credit cards

This makes the poinz credit cards unique:

You have no costs

Benefit permanently from the free credit cards with CHF 0 annual fee - even in the following years.

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Receive cashback worldwide

With the Swiss Loyalty American Express you always receive 1% and with the Swiss Loyalty Visa 0.25% cashback on every transaction - worldwide. In the first three months, the cashback is even 3% for your Swiss Loyalty American Express (up to a maximum amount of CHF 100). The cashback will be credited to you on a daily basis in the poinz app.

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Trust the test winner

The Swiss Loyalty Cards were voted the best credit card in Switzerland in four categories by moneyland.ch, the independent Swiss online comparison service.

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Top credit cards 2024

Statista R, together with the renowned media brands Handelszeitung and PME, conducted the comprehensive and independent survey "Top Credit Cards 2024". The poinz Swiss Loyalty Cards were awarded in the categories: "Top credit cards with no annual fee" and "Top credit card loyalty & bonus programs".

Statista EN

It's that simple:

1

Apply for credit cards

Click on the "Apply for card" button and you can apply for the cards online within a few minutes. Remember the access data when registering.

2

Download the poinz App

After you have applied for the credit cards, you can download the poinz app. To log in to the app, use the access data you entered during registration. Now the whole world of the poinz cashback eco-system is at your fingertips.

3

Collect cashback

As soon as you use your Swiss Loyalty Cards, you receive cashback. This can be seen in the poinz app. In addition, you will find over 1000 other ways to collect cashback.

All you need to know