Not just credit cards. Game changers.
With the poinz credit cards, every tap, swipe, or checkout puts up to 1% cashback in your pocket. Whether it's groceries, coffee, flights — you're not just spending, you're earning. No strings. No catch. Just savings.
You have no costs
Apply now to get both your poinz American Express and poinz Visa. With the poinz American Express you’ll always receive 1% (3% in the first 3 months) and with the poinz Visa you’ll receive 0.25% cashback on every transaction – worldwide.
Yes, we were voted the best credit cards in Switzerland. 4 years in a row.
Every year since our launch 2022, we have been elected as the best credit cards in Switzerland on moneyland.ch. In 2025, the poinz credit cards were elected the most popular credit cards in Switzerland in several categories on handelszeitung.ch.
No costs. Literally free, forever.
With the poinz credit cards, you pay CHF 0 in annual fees — not just the first year, but every year. No strings, not catch. Just real, free benefits.
Swiss Francs straight to your account.
When we say cashback, we mean cash back. Earn CHF every time you shop – credited to your poinz account automatically, within 24 hours. Use your balance to buy digital vouchers and deals, or transfer it to your bank account in just two clicks. Easy as 1, 2, 3.
Le meilleur duo de cartes de crédit en Suisse
Deux cartes, une combinaison puissante – pour dépenser plus intelligemment et obtenir plus de récompenses.
poinz American Express®
CHF 0.00 de frais annuels
Avec la poinz American Express, tu reçois toujours 1% sur chaque achat effectué dans le monde entier. Pendant les 3 premiers mois, tu reçois même 3% (jusqu'à un montant maximum de 100 CHF).
Émission instantanée: Demande en seulement 4 minutes et commence à faire du shopping dès que ta demande est acceptée.
poinz Visa
CHF 0.00 de frais annuels
Avec la poinz Visa, tu reçois toujours 0.25% sur chaque achat que tu effectues, dans le monde entier.
Émission instantanée: Demande en seulement 4 minutes et commence à faire du shopping dès que ta demande est acceptée.
Calcule combien tu pourrais économiser cette année avec les cartes de crédit poinz
Tes dépenses mensuelles
CHF 4200.00
CHF 0.00
CHF 10000.00
Économies la première année*
*Basé sur l’utilisation de la poinz American Express (1% cashback, 3% pendant les 3 premiers mois). Les économies réelles peuvent varier.
CHF 504.00
Yes, saving money with the poinz credit cards is that easy!
Not only do the poinz credit cards help you save money in your everyday life, but we’ll even send you a gift just for getting started.
1
Apply for your credit cards
Click on the «Apply now» button and you can apply for the free poinz credit cards online in just 4 minutes.
2
Collect & save even more
With the poinz credit cards, you’ll earn up to 1% cashback on every transaction – online, in-store, in Switzerland and worldwide.
3
Transfer your collected cashback straight to your bank account or redeem in the shop
Transfer your collected cashback from your poinz account directly to your bank account, or use your balance to buy digital vouchers and deals in the poinz shop. Collect even more cashback with your purchases!
Découvre toutes les façons d’économiser dans l’écosystème poinz.
Découvre le poinz shop avec toutes tes marques préférées et les meilleures offres de cashback, réductions et promotions.
