Not just credit cards. Game changers.
With the poinz credit cards, every tap, swipe, or checkout puts up to 1% cashback in your pocket. Whether it's groceries, coffee, flights — you're not just spending, you're earning. No strings. No catch. Just savings.
You have no costs
Apply now to get both your poinz American Express and poinz Visa. With the poinz American Express you’ll always receive 1% (3% in the first 3 months) and with the poinz Visa you’ll receive 0.25% cashback on every transaction – worldwide.
Yes, we were voted the best credit cards in Switzerland. 4 years in a row.
Every year since our launch 2022, we have been elected as the best credit cards in Switzerland on moneyland.ch. In 2025, the poinz credit cards were elected the most popular credit cards in Switzerland in several categories on handelszeitung.ch.
No costs. Literally free, forever.
With the poinz credit cards, you pay CHF 0 in annual fees — not just the first year, but every year. No strings, not catch. Just real, free benefits.
Swiss Francs straight to your account.
When we say cashback, we mean cash back. Earn CHF every time you shop – credited to your poinz account automatically, within 24 hours. Use your balance to buy digital vouchers and deals, or transfer it to your bank account in just two clicks. Easy as 1, 2, 3.
Il miglior duo di carte di credito in Svizzera
Due carte, una combinazione potente – per spendere in modo più intelligente e ottenere più ricompense.
poinz American Express®
CHF 0.00 di canone annuale
Con la poinz American Express ricevi sempre l’1% su ogni acquisto effettuato in tutto il mondo. Nei primi 3 mesi addirittura il 3% (fino a un importo massimo di 100 CHF).
Emissione istantanea: Richiedi in soli 4 minuti e inizia subito a fare shopping non appena la tua richiesta sarà accettata.
poinz Visa
CHF 0.00 di canone annuale
Con la poinz Visa riceverai sempre lo 0.25% su ogni acquisto effettuato, in tutto il mondo.
Emissione istantanea: Richiedi in soli 4 minuti e inizia subito a fare shopping non appena la tua richiesta sarà accettata.
Calcola quanto potresti risparmiare quest’anno con le carte di credito poinz
Le tue spese mensili
CHF 4200.00
CHF 0.00
CHF 10000.00
Risparmi nel primo anno*
*Basato sull’uso della poinz American Express (1% cashback, 3% nei primi 3 mesi). I risparmi effettivi possono variare.
CHF 504.00
Yes, saving money with the poinz credit cards is that easy!
Not only do the poinz credit cards help you save money in your everyday life, but we’ll even send you a gift just for getting started.
1
Apply for your credit cards
Click on the «Apply now» button and you can apply for the free poinz credit cards online in just 4 minutes.
2
Collect & save even more
With the poinz credit cards, you’ll earn up to 1% cashback on every transaction – online, in-store, in Switzerland and worldwide.
3
Transfer your collected cashback straight to your bank account or redeem in the shop
Transfer your collected cashback from your poinz account directly to your bank account, or use your balance to buy digital vouchers and deals in the poinz shop. Collect even more cashback with your purchases!
Scopri tutti i modi per risparmiare nell’ecosistema poinz.
Dai un’occhiata al poinz shop con tutti i tuoi marchi preferiti e le migliori offerte cashback, sconti e promozioni.
