
Get 100.– for Migros with your new cards
This makes the poinz credit cards unique:
You have no costs
Apply now to get both your poinz American Express and poinz Visa. With the poinz American Express you’ll always receive 1% (3% in the first 3 months) and with the poinz Visa you’ll receive 0.25% cashback on every transaction – worldwide.

Receive cashback worldwide
With the Swiss Loyalty American Express you always receive 1% and with the Swiss Loyalty Visa 0.25% cashback on every transaction - worldwide. In the first three months, the cashback is even 3% for your Swiss Loyalty American Express (up to a maximum amount of CHF 100). The cashback will be credited to you on a daily basis in the poinz app.

Swiss Francs straight to your account.
When we say cashback, we mean cash back. Earn CHF every time you shop – credited to your poinz account automatically, within 24 hours. Use your balance to buy digital vouchers and deals, or transfer it to your bank account in just two clicks. Easy as 1, 2, 3.

Top credit cards 2024
Statista R, together with the renowned media brands Handelszeitung and PME, conducted the comprehensive and independent survey "Top Credit Cards 2024". The poinz Swiss Loyalty Cards were awarded in the categories: "Top credit cards with no annual fee" and "Top credit card loyalty & bonus programs".
